FAQ – Managing Your Gold Account

The cost of storing your bullion in your Clear Title Account is extremely competitive. We make managing your gold account easy. Strategic Gold charges a comprehensive Administrative Services Fee which covers all the expenses of your Clear Title Account. The Administrative Services Fee is three-fourths (3/4) of one percent of the market value of the gold bullion per annum and seven-eighths (7/8) of one percent of the market value of the silver bullion per annum.

• ADDITIONAL RESOURCES:
• Overview of our fees
• Administrative Services Fee

The Administrative Services Fee covers the Clear Title Account Program’s services, including:

• Custody & Secure Vault Storage
• Third Party, Quarterly Bullion Audits
• Third Party Transaction Oversight
• Account Insurance (Bullion)
• Administrative Services and Reporting

• ADDITIONAL RESOURCES:
• Overview of our fees
• More information on our Administrative Services Fee

The Administrative Services Fee is calculated each month by applying a Monthly Periodic Rate to the Average Daily Value of the precious metals in your account each month. The Monthly Periodic Rate will be 1/12th of the Annual Rate. The Daily Value of your account is calculated by multiplying the number of ounces of precious metals in the account by the Daily London PM Fix price of bullion per ounce applicable to your precious metals. The Average Daily Value is calculated each month by adding the Daily Value of the account for each day of the period and dividing that sum by the number of days in the period.

• ADDITIONAL RESOURCES:
• Additional information on our Administrative Services Fee

The Administration Fee is charged quarterly in arrears.

Each quarter you will receive a statement reflecting the total Administrative Services Fee that has accrued during the prior quarter. The accrued quarterly Administrative Services Fee will be deducted from your Clear Title Account on the payment date indicated on the quarterly statement. As a rule, this payment date will be the 15th day of the month (or the next business day thereafter, if the 15th falls upon a weekend or holiday) immediately following the end of quarter date.

• ADDITIONAL RESOURCES:
• Additional information on our Administrative Services Fee

We understand that transparency is key to delivering excellent service. Your Clear Title Account provides you with tools and resources designed to empower you to secure your financial future with full accessibility and complete control.

The accrual of the Administrative Services Fee can be viewed in your secure online account on the Fee Accrual page. Simply login to your account and select ‘Fee Accrual’ from the menu. Notice that there is a filter option so that you can monitor your Administrative Fee calculations according to specific dates. The daily rate is calculated using Metal Type and PM Fix for each date.

Please note: The Admin Fee Billable column is populated on the last day of the quarter.

Your Clear Title Account Administrative Services Fee is also confirmed in your Statements, which are available by selecting ‘Statements and Audits’ page.

For further information or if you have a question about the Administrative Services Fee, please contact an account executive at 239 692-9154.

• ADDITIONAL RESOURCES:
• You can verify the calculation of the Administrative Services Fee by logging into your account through the Client Portal and going to the ‘Administrative Services Fee’ tab

Payment of fees owed are automatically deducted from your Clear Title Account only after you have received advance notice via the quarterly account statement of the amount to be deducted and you have had a reasonable opportunity to verify the accuracy of the Administrative Services Fee calculation. On the payment date indicated in each quarterly statement, Strategic Gold will automatically debit the previous quarter’s accrued Administrative Services Fee from your account accordingly:

CASH DEBITS

The Administrative Services Fee will be automatically deducted from the cash balance in your Clear Title Account. In this way, you have the option of paying your fee in cash by ensuring that your account holds a cash balance sufficient to cover the prior quarter’s accrued expense.

BULLION DEBITS

In the event that your account does not hold a sufficient cash balance to cover the quarterly Administrative Services Fee, you authorize Strategic Gold to initiate a bullion debit. A bullion debit means that a minimum number of small bars will be sold from your Small Bar Holdings at the spot market price on the payment date indicated on your quarterly statement in order to raise the cash necessary to cover your quarterly Administrative Services Fee. This will necessarily involve a sale of precious metals of equivalent value to cover the fee owed. After the Administrative Services Fee has been collected, any cash balance generated from the sale of your small bar(s) is immediately posted to your account.

• ADDITIONAL RESOURCES:
• Payment of fees

In the event that your account does not hold a sufficient cash balance to cover the quarterly Administrative Services Fee, you authorize Strategic Gold to initiate a bullion debit. A bullion debit means that a minimum number of small bars will be sold from your Small Bar Holdings at the spot market price on the payment date indicated on your quarterly statement in order to raise the cash necessary to cover your quarterly Administrative Services Fee. This will necessarily involve a sale of precious metals of equivalent value to cover the fee owed. After the Administrative Services Fee has been collected, any cash balance generated from the sale of your small bar(s) is immediately posted to your account.

The Clear Title Client Portal is the secure online account management gateway that allows a Client to access and manage their Strategic Gold Clear Title Account.

Features of the Client Portal include:

Account Summary – view the quick summary of the value of your account (cash and bullion), the pending transactions and Administrative Fees due.

Holdings – view the specific details of each gold and/or silver bar held in your account.

• Metal Type
• Hallmark
• Serial Number
• Purity
• Fine Ounces
• Vault Facility

Account Activity – view your complete account activity and history of transactions.

Fee Accrual – monitor the transparent calculation of your Administrative Services Fee.

Statements and Audits – view or download the complete archive of your quarterly statements and audit reports.

To learn more about the Clear Title Account Client Portal, please contact an account representative at 239 692-9154.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account

To view your complete account history with balances and transactions simply login to your secure online Clear Title Account using your username and password. You can track your investments by transaction type, inventory identification number or metal type. You can also view cash balances and fees.

For your added convenience, a complete archive of your account statements and audit reports are also available in pdf format.

For assistance in using your secure online account or to request customized reports, please contact a client representative at 239 692-9154.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account

Strategic Gold issues quarterly account statements which reflect your cash and bullion holdings and valuations.

Clients can request more frequent statements (monthly or weekly) by contacting an account executive at 239 692-9154.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account

The value of your Clear Title Account is calculated each day using the London PM Fix price of Gold multiplied by the total number of gold ounces plus the Silver Fix Price multiplied by the total number of silver ounces plus any cash balance.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account
• More information on the London PM Gold Fixing and the Silver Fixing.

The value of your Clear Title Account is updated at the end of each business day between 5:15pm EST and 6pm EST.

• ADDITIONAL RESOURCES:
• Login to your Clear Title Account