FAQ – Funding Your Account

Strategic Gold must comply with established ‘know-your-customer’ regulations in order to satisfy both our own ethical standards and the law. These regulations help prevent Strategic Gold from being used in illegal activities.

By requiring all our clients to link a bank account to their Strategic Gold Clear Title Account we are accomplishing two important objectives:

• We are verifying the identity of our clients; and
• We are safeguarding our clients’ wealth.

Your Clear Title Account is designed to be a very secure home for legally acquired wealth. It is not a useful or secure resource for money launderers. In order to repel money launderers we require that all incoming monies come from a source which has been properly validated.
Strategic Gold’s operational platform will not permit value in the form of money or bullion respectively to be transferred away from your Clear Title Account without reasonable return of value in the opposite form (bullion or money respectively).

You are entitled to rely on this protection such that if illicit access to your account were to occur a criminal could not transfer your property to their own control except by benefiting your account with the proceeds equivalent to a fair trading price.

• ADDITIONAL RESOURCES:
• Anti Money Laundering Policy
• We protect your assets by only returning value within a closed system

Once your Clear Title Account has been established, you can fund your account at any time. You can fund your account by initiating a wire transfer from your Bank Account of Record or alternately, you can fund your account using a check. We do not accept cash.
Your Clear Title Account must be funded through your linked Bank Account of Record.

You will receive our bank details and a reference number to be used in funding your account when your Clear Title Account is opened. Please remember to use this reference number when funding your Clear Title Account to ensure that when your funds clear in our bank account, your account can be credited accordingly.

A wire transfer is usually received on the next business day. Checks usually clear within 3-6 business days. We will inform you by email once your funds are credited to your Clear Title Account.

To request our wire instructions, please contact us via email at accounts@strategicgold.com or call us at 239 692-9154.

• ADDITIONAL RESOURCES:
• Acceptable ways to fund your Clear Title Account

No, all funds are sent to a bank account within the United States.

No. When making a deposit into your Clear Title Account, funds must originate from your Bank Account of Record. However, you do have the ability to link multiple bank accounts to your Clear Title Account. Each of these accounts must be verified prior to being used as a source of funding.

You can either delete existing Bank Account of Record details or simply add another Bank Account of Record to your Clear Title Account.

To request an amendment to your Bank Account of Record, please contact us via email at accounts@strategicgold.com or call us at 239 692-9154.

• ADDITIONAL RESOURCES:
• Learn why we require you to have a linked Bank Account of Record

Yes, provided these accounts have been added to your Bank Account of Record details prior to the deposit being made.
The general guidelines for linking a bank account to your Clear Title Account are:

• Individual Accounts: We can only accept funds from a bank account held in your name. Your name must appear on the bank details of the wire transfer.
• Joint Accounts: We can accept funds from bank accounts owned separately or severally. Your name(s) must appear on the bank details of the wire transfer.
• Corporate Accounts: Transfers to Corporate Accounts must come from a bank account in the name of the company. The company name must appear on the bank details of the wire transfer.

If your name is not on the wire details that we receive from your bank, we may need to contact you to request a bank document that confirms that the funds come from a bank account in your name. If the originating bank account is held in a different name than your Clear Title Account, we may have to return your funds.

• ADDITIONAL RESOURCES:
• Learn more about maintaining your Bank Account of Record
• Your Bank Account of Record is a security measure provided for your protection

No. Strategic Gold requires that all incoming monies come from a source which has been validated in the banking world. Each account only accepts monies from its Bank Account of Record, and only remits funds back to that Bank Account of Record.

Acting upon your written purchase instructions and as your agent in the Primary Bullion Market, we will purchase a total number of ounces – up to the nearest dollar amount that you have instructed – after deduction of any applicable transaction fees.

Any cash balance in your favor will be reflected in your Clear Title Account and can be refunded to your Bank Account of Record upon your request.

• ADDITIONAL RESOURCES:
• Refunding your Bank Account of Record

Strategic Gold does not pay any interest on cash balances held in clients’ Clear Title Accounts.

To request our wire instructions, please contact us via email at accounts@strategicgold.com or call us at 239 692-9154.

You can either delete existing Bank Account of Record details or add another Bank Account of Record to your Clear Title Account.

To do so, please request a Bank Account of Record Form from one of our account representatives at accounts@strategicgold.com or call us at 239 692-9154

Please note: Changes to your Bank Account of Record details require verification by Strategic Gold. This verification usually takes place within a few hours but it may take up to one business day.

• ADDITIONAL RESOURCES:
• Modifying your Bank Account of Record

Clear Title accountholders can withdraw funds from their account at any time during regular business hours.

There is a $60.00 fee to disburse money from your Clear Title Account to your linked Bank Account of Record via bank wire. There is no fee for disbursements via check.

To request a disbursement, please submit a request in writing to accounts@strategicgold.com. For assistance, please call us at 239 692-9154.

Strategic Gold processes disbursement requests on the same day that they are received. When a request for disbursement via check is made, the check is mailed on the same day as the disbursement request.

When a request for disbursement via bank wire is made, requests received before 4:00 p.m. EST will be processed the same day and requests received after the 4:00 p.m. cut-off time will be processed the following business day. Bank wires are generally received within 1-2 business days, but can take longer depending upon your bank’s location (i.e., some international bank wires may take 3-4 days before the proceeds appear in your account).

No. All funds that leave your Clear Title Account can only be sent to your linked Bank Account of Record.

You can always add another Bank Account of Record to your Clear Title Account. To do so, please request a Bank Account of Record Form from one of our account representatives at accounts@strategicgold.com or call us at 239 692-9154

Please note: Changes to your Bank Account of Record details require verification by Strategic Gold. This verification usually takes place within a few hours but it may take up to one business day.

No. You can add any amount, and at any time ask that the entire balance in your Clear Title Account or any part thereof be transferred back to your Bank Account of Record. There are no lock-up periods or restrictions.

Yes. Your statements will always reflect your full bullion and cash assets. Likewise, when you access you account via the Clear Title Client Portal, your online account will always display your complete position (cash and precious metals) and transaction activity.

Strategic Gold accepts a duty to receive, hold and maintain funds received from you directly into a segregated Strategic Gold Client Account maintained at the bank for the express purpose of pooling un-invested Client money. Strategic Gold confirms that the bank has acknowledged and accepted that the money in the Strategic Gold Client Account is held under a dual signature control by Strategic Gold and reviewed by the Independent Transaction Auditor. The bank has further acknowledged and accepted that it is not entitled to combine this account with any other Strategic Gold corporate account or to exercise any right of set off or counterclaim against money in this account in respect of any money owed to the bank on any other Strategic Gold corporate account.

On your behalf Strategic Gold is permitted to manage your money in the segregated Strategic Gold Client Account exclusively for the following purposes:

• It may be used to buy physical bullion from the recognized bullion market on your behalf, where you have exercised your right to participate in the bullion market.
• It may be used to pay withdrawals of your money back to you – without delay, upon your written instructions.
• It may be used to pay any outstanding Administrative Services Fee.

The Strategic Gold Client Account statement from the bank shall be fully reconciled to Strategic Gold’s own records every banking day.

Strategic Gold undertakes to operate robust internal controls such that payments of Client money upon withdrawal get authorized only when at least 2 senior officers of Strategic Gold have inspected and approved the payment instructions. Cash movements are further secured through the employment of our Independent Transaction Auditor’s oversight.

Strategic Gold undertakes to maintain at all times within the segregated Strategic Gold Client Account sufficient funds to pay back the gross credit balances of all Strategic Gold Clients, and to have that money held at call for return, if requested, on the same business day. As with any bank deposit, cash in the client account is potentially exposed to a bank failure. In contrast, owning precious metals under the terms and conditions of the Strategic Gold Bailment Agreement eliminates this risk.

• ADDITIONAL RESOURCES:
• The Safety of Your Money
• Terms and Conditions, The Safety of Your Money

If we receive funds referenced correctly to a Clear Title Account, but where the bank details of the depositing account do not relate to the account holder’s Bank Account of Record, we reserve the right to return these funds. We do this to prevent money laundering. We charge a $60.00 bank wire fee for the return of these funds.

However through our communications with the accountholder, in extreme circumstances, we allow accountholders to prove legitimate source of funds. To do this a client will have to provide significant new documentation establishing the legitimacy of the fund source, which may be accepted or rejected as proper proof by two officers of Strategic Gold Corporation.